Healthcare, Banking, and Taxes When You Move Abroad: What to Set Up First

These three areas—healthcare, banking, and taxes—are the biggest ‘unknowns’ for most people planning to leave the US. Here’s what to set up first so you don’t get overwhelmed.

Healthcare: your transition plan

• Get travel insurance for the gap period

• Research local coverage options in your destination

• Bring copies of prescriptions + a basic medical summary

Banking: access + transfers

• Keep at least one US account active

• Choose a low-fee way to move money internationally

• Plan for card access abroad (fees, fraud alerts, backups)

Taxes: don’t ignore it

Many Americans still file US taxes while living abroad. Your exact obligations depend on income sources and residency rules.

A simple ‘first week abroad’ setup

• Local SIM/eSIM + stable internet

• Local bank account (if needed for rent/payroll)

• Primary healthcare plan path

• A calendar reminder for tax deadlines

Want help mapping this to your destination?

Book a relocation consult and I’ll help you prioritize what to set up first

based on where you’re moving and your timeline.